26 free tools · 2026/27 rates

UK Pay, Tax and Holiday Calculators

Every WorkCalc UK calculator in one place, for employees, NHS staff, contractors and employers. Each one uses current HMRC and GOV.UK rules, shows its working, and runs privately in your browser.

UK Salary Calculator

The one most people start with. Enter any salary and see take-home pay after income tax, National Insurance, pension and student loan, or work backwards from the take-home pay you need.

  • Yearly, monthly, weekly, daily and hourly figures
  • Scotland, Teachers' Pension and NHS Pension
  • Tax codes, bonus month and Child Benefit charge
  • 2026/27 and 2025/26 tax years
All calculators

Find the right calculator

Grouped by what you are trying to work out. Every tool is checked against HMRC, GOV.UK and NHS Employers sources for the 2026/27 tax year.

Pay and tax 9 calculators

NHS and Agenda for Change 4 calculators

Holidays and leaving a job 8 calculators

Pensions, benefits and employers 5 calculators

UK pay, tax and holiday calculators: 26 free WorkCalc UK tools covering pay and tax, NHS pay, holidays and leaving a job, pensions and employers
The WorkCalc UK calculators by category.

How WorkCalc UK checks its figures

UK payroll and employment rules change every April, and many calculators quietly go out of date. WorkCalc works differently in three ways.

Every figure comes from a primary source. NHS pay scales come from NHS Employers, not a summary site. Minimum wage rates come from the statutory instrument that sets them, as do statutory redundancy caps. Where sources disagree, we go back to the original.

An example. While building the NHS Pay Calculator we found other sites publishing Band 2 as £26,618. That is the London Fringe rate, not the national scale, which is £25,272. Anyone outside the fringe zone using those figures gets the wrong answer.

Every number is computed, not typed. Salary tables are produced by the same tax engine that runs the calculator on each page, so the table and the tool cannot disagree.

Every page shows when it was last checked. Each page states which tax year it uses and the date its rates were verified, so you can tell at a glance whether it is current.

What changes each April

DateWhat changesCalculators affected
1 AprilNational Minimum and Living Wage, NHS pay award, NHS and Teachers' pension tiersNHS tools, minimum wage, hourly pay, salary calculator
6 AprilIncome tax bands, National Insurance, student loan thresholds, statutory redundancy capAll salary and tax calculators
6 AprilScottish income tax bands, which differ from the rest of the UKSalary calculator and salary tables

The £12,570 Personal Allowance and the £50,270 higher-rate threshold are frozen until April 2031, so more people move into higher tax bands each year even without a real pay rise.

Where we go further than the official tools

GOV.UK and ACAS are the authoritative sources, and we link to them throughout. What they usually do not do is show the working, handle unusual cases or point out the traps.

  • Employers cannot round holiday down, a rule many holiday calculators ignore
  • The marginal rate between £100,000 and £125,140 is 62%, not the 60% usually quoted, because National Insurance sits on top
  • Inside IR35 you keep about 60% of a day rate, because employer National Insurance comes out of the assignment rate
  • NHS and Teachers' pension tiers are set on actual pay, not full-time equivalent, which a lot of guidance still gets wrong
  • Pro rata pay must still meet the minimum wage per hour, and some advertised salaries do not

For plain-English explanations of the rules behind these tools, read the WorkCalc guides.

Frequently asked questions

About the WorkCalc UK calculators.

Are the WorkCalc UK calculators free to use?

Yes, completely free with no signup, no email and no usage limit. Every calculation runs in your browser, so nothing you enter is sent to a server, stored or shared.

Which calculators does WorkCalc UK offer?

26 tools are live. The main one is the UK salary calculator for take-home pay. There are also calculators for pay rises, tax codes, pension contributions, salary sacrifice, self-employed tax, hourly and pro rata pay, day rates, holiday entitlement, holiday pay, holiday accrual, notice periods, redundancy tax and employer National Insurance, plus four tools for NHS staff.

Are the calculators updated for 2026/27?

Yes. They use 2026/27 income tax, National Insurance and student loan thresholds, the £12.71 National Living Wage from 1 April 2026, the NHS Agenda for Change pay scales and pension tiers, and the £751 statutory redundancy weekly cap. Each page shows when its figures were last checked.

Are these official HMRC or government tools?

No. WorkCalc UK is independent and not affiliated with HMRC, GOV.UK, ACAS or NHS Employers. The calculators apply the same published rules and rates, but for anything binding check with GOV.UK, ACAS or a qualified professional.

Why do some results differ for Scotland?

Scotland sets its own income tax bands, so take-home pay differs from England, Wales and Northern Ireland at the same salary. NHS Scotland also has its own pay scales and moved to a 36-hour full-time week from 1 April 2026. The pages affected say so and let you choose Scotland.

Scroll to Top